The Mortgage Process

The Reverse Mortgage Process

We know that financial transactions can be tedious, complicated, and sometimes intimidating. Therefore, the reverse mortgage experts at At Least 62, have simplified the process at every step. We also keep you continuously updated and answer any questions along the way, so there is no confusion.

No-Obligation Application

  • You call us toll-free at 866-323-0524 or complete the simple application here.
  • We provide you with a customized quote within 24 hours. You’ll know approximately how much money you might receive and how long the process will take.
  • You sign the appropriate documents.
  • You mail us a photocopy of government issued ID(s), including your picture, date of birth and social security number.
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Counseling

  • We send you a list of free, independent financial counselors in your area.
  • You schedule a meeting with the counselor of your choice to talk objectively about reverse mortgages and make an informed decision.
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Appraisal

  • We contact an appraiser and any required inspectors in your area after we receive your signed application and counseling certificate.
  • You schedule these professionals at your convenience. They will complete an assessment of your home, at no out-of-pocket cost to you.
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Closing

  • We contact you to schedule a closing date and time.
  • You sign all required documents at closing.
  • You receive your cash after a mandatory three-day rescission period.


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Mortgage Associates, Inc. is an FHA-approved Mortgage Broker (78225-0000-4) and is licensed in Maryland, Virginia (#MB-1038), Pennsylvania and Delaware. Mortgage Associates, Inc. is not affiliated with, or an agent or division of, a governmental agency or a depository institution.

Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, and home value. As a broker, we can arrange a loan with a third-party lender, but we cannot make, fund, or approve mortgage loans or guarantee rates. Not all programs are available in all areas.

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